Real Estate Loan

Commercial real estate is often the largest and most strategic investment a business can make. Whether you're purchasing your first business location, refinancing an existing property, or developing a new facility from the ground up, Choice Capital provides competitive real estate financing tailored to the complexity and scale of your deal.

What Is a Commercial Real Estate Loan?

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A commercial real estate (CRE) loan is a mortgage secured by commercial property — rather than a residential home. These loans are used to purchase, refinance, renovate, or construct income-producing or owner-occupied commercial properties.

Commercial real estate financing requires specialized expertise. At Choice Capital, our team has deep experience structuring CRE deals and matching borrowers with lenders who understand the nuances of commercial property investment.

Types of Properties We Finance

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Owner-Occupied Commercial Property: Purchase or refinance the building where your business operates — from retail space and office suites to warehouses and manufacturing facilities.

Investment & Income-Producing Properties: Finance multi-unit residential buildings, mixed-use properties, or commercial spaces purchased as income-generating investments.

Construction & Ground-Up Development: Fund the construction of a new commercial building or major development project with financing structured around your construction timeline and drawdown schedule.

Renovation & Value-Add Projects: Refinance an existing property and access equity for significant renovations or improvements that increase property value and business capacity.

Is a Real Estate Loan Right for You?

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A commercial real estate loan is a strong fit if you:

• Are ready to purchase the commercial space where your business operates
• Want to invest in commercial property for rental income
• Are planning a ground-up construction or major development
• Want to refinance an existing commercial mortgage for better terms
• Are looking to tap equity in existing property for business capital

Commercial real estate financing involves more documentation than other loan products, but the long-term benefits are substantial. Our advisors will help you organize your application for the best possible outcome.

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