Empowering businesses with smart, accessible funding solutions built for the real world.
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For those stepping into something new and wanting skills that open doors.
Term Loans
For those stepping into something new and wanting skills that open doors.
Straightforward funding. Predictable payments. Real results.
For those stepping into something new and wanting skills that open doors.
SBA Loan
For those stepping into something new and wanting skills that open doors.
Government-backed financing. Exceptional rates. Long-term growth.
For those stepping into something new and wanting skills that open doors.
Bridge Loan
For those stepping into something new and wanting skills that open doors.
Fast, flexible capital to keep your momentum going.
For those stepping into something new and wanting skills that open doors.
Working Capital
For those stepping into something new and wanting skills that open doors.
Keep operations running. Stay ready for what's next.
For those stepping into something new and wanting skills that open doors.
Line of Credit
For those stepping into something new and wanting skills that open doors.
Draw what you need. Pay for what you use. Repeat.
For those stepping into something new and wanting skills that open doors.
Real Estate Loan
For those stepping into something new and wanting skills that open doors.
Finance the property that powers your business.
FAQs
Frequently Asked Questions
Answers to the things learners ask most. If you’re unsure, start here.
How do I know which loan product is right for my business?
That's exactly what our advisors are here for. When you apply, a dedicated Choice Capital specialist will review your business needs, revenue, and goals, then recommend the product that genuinely fits. You're never pushed into something that doesn't make sense.
How long does my business need to have been operating to qualify?
Most of our products require a minimum of 6 months in business. SBA loans and commercial real estate loans typically require 2+ years. If you're newer to business, speak with an advisor, there may still be options available to you.
How long does the application take?
Our online application takes most business owners under 10 minutes to complete. No branch visits, no lengthy paperwork, just the basics to get started.
What documents will I need to apply?
For most products, you'll need a valid government-issued ID, 3 months of recent business bank statements, and basic business information. Larger loans, like SBA and real estate products require more documentation. Your advisor will give you a clear checklist upfront.
Will applying affect my credit score?
Our initial review uses a soft credit pull, which does not affect your credit score. A hard pull may be required at a later stage for certain products, and your advisor will always notify you before that happens.
